Hot off the AP wire:
NEW YORK - Stocks rallied Friday as moderating job growth reinforced Wall Street’s hopes that the Federal Reserve may soon end its series of interest rate hikes. The Dow Jones industrial average climbed more than 110 points to a fresh six-year high.
Things are looking up, America! You can feel it in the air. Our fearless investors, the guys on the front lines, are starting to believe again, because… um, because…
Investors saw a slowdown in April employment growth as the latest sign of a softening economy, a reason for the Fed to stop raising interest rates. That countered worries over rising wages, which followed an upswing in employers’ labor costs on Thursday.
Okay, the idea of a “softening economy” right now might not make you too comfortable. And that bit about investors worrying about rising wages might sound, on the surface, like Wall Street doesn’t want the average American to earn a little more and start digging themselves out of debt.
But really, it’s not about wages it’s….
“People are taking the weaker job creation, the stability in the unemployment rate and the uptick in jobless claims and spinning that into a hope the Fed will move to the sideline sooner than later,” Cafferty said.
… it’s about interest rates. The Fed! Those bean counters don’t want inflation to return, so they’re scaring our pals in the investment community, who really don’t want the rest of us to have to pay $3.50 for a gallon of -
…although some believe higher gasoline prices will pressure consumer spending and keep the economy from overheating.
Okay, some. Some believe that an America paralyzed by ionospheric gas prices would keep interest rates down and therefore help widen the wallets of investors. Some believe that. Not all.
—————————–
There are probably a lot of you who think that this is inevitable - that the Fed’s job is to hold down inflation and that employment and consumer spending are the engines of inflation. That a somewhat predatory relationship between America’s general misfortune and investors’ happiness is therefore inevitable as well.
Really?
Let’s remember something about the modern Fed and its patron saint, Alan of Greenspan. From his appointment in 1987 until deep into the 90’s, St. Alan believed that an unemployment rate of anything less than 5% spelled DOOM for the economy and would be the cause of runaway inflation. So from the Reagan administration through the first Bush administration through the beginnings of the Clinton years, Greenspan jiggered rates to ensure that 1 in 20 “willing and able” Americans were unemployed at any given time.
You can look it up.
Greenspan wasn’t doing this out of a desire to be a supervillain (though he had the face for it). No, he just happened to believe in an (unproven and hotly disputed) economic theory that told him that too many people working was fodder for inflation.
In the mid-90’s, the Clinton administration prevailed upon Greenspan to allow (cautiously at first) the unemployment rate to slip below 5%. The unemployment rate crossed the threshold in 1997, and by 2000 it had actually dipped below 4%.
And believe it or not, you could still buy a loaf of bread for less than $100. Inflation didn’t rise. Greenspan had been wrong about the direct relationship between unemployment and inflation. He saw that he’d been mistaken, too. But he didn’t make a huge deal about it, because he would’ve had to have sent out a lot of apology cards to the people he’d made sure couldn’t find jobs between 1987 and 1996. The cost in stamps alone would’ve caused inflation to rise, and Hallmark’s selection of “Sorry I Impoverished Your Family” cards was anemic at best.
Am I saying that the current Fed’s philosophy is misguided and too phobic about inflation? Of course not - I’m not nearly smart enough to parse what is and isn’t important in keeping the economy afloat. I barely understand what I just wrote. In fact, looking back, I don’t understand it. [I tend to live out “Flowers for Algernon” on a daily basis as my coffee starts to wear off.]
But I do know this: The Fed itself might not understand the relationships perfectly either, not anymore than they did during “Greenspan’s 5% Period.” So it might not be necessary to set up this ghoulish relationship between the investment community and the rest of the country. It would just require the Fed to be a multiplier, not a divider. The “good times for the average guy = higher rates from the Fed = bad times for investors” equation might not be as necessary as we think, at least not at all times.
Or maybe I’m wrong. But if I am, I make this pledge: I promise to be quick and responsible about sending out all those “Sorry Your Breakfast Costs $34,000″ cards.





35 comments
Sharon
May 5, 2006 at 3:59 pm
1I know this is going to sound un-American, possibly even a tad socialist, but let’s say that Greenspan, and all the trickle-down economists who worship him, was actually correct, and that an unemployment rate below 5% really would trigger run-away inflation. There is something fundamentally wrong with a system that would operate that way.
I’m not saying give people jobs whether they can do them or not–although I have had more than one boss who got promoted to his level of incompetence. I’m saying that it’s wrong if the only way to stabilize an economy is to actively manipulate it to force and keep unemployment above 5%.
And if Greenspan was wrong, why does the market keep acting as if he were right? I don’t have an MBA, but it doesn’t take an MBA to see that there’s something wrong with a system that disproportionately punishes the people who have only their labor to trade, while people who never did a lick of honest work in their lives, prosper. But I digress.
Mary
May 5, 2006 at 5:02 pm
2Adam- never worry, I am the one making the economy perk along. That period in 1997? That’s when I was laid off but found another job in just 6 months! St. Alan saw what happened and *knew* the economy would be ok with lower unemployment rates. And now? I will be out of work starting June 30 to return to the impoverished world of being a full-time student. Wall Street learned that and the investors went nuts.
Yep, it’s chaos theory at its best
Sharon
May 5, 2006 at 5:08 pm
3Mary, you can’t have all the credit.
I, too, dropped out to become a student, although not full-time. I left the glamorous high-paying work of developing and testing software for the military-industrial complex, opening the way for them to hire two people half my age, half as smart, for half the pay. That had to have had some effect.
Ann
May 5, 2006 at 5:52 pm
4Oh, THIS is how Adam rewards us on a beautiful Friday afternoon? Can’t we talk about football teams (sorry, baseball now) or draft lottery numbers or something else? ANYthing else?
David
May 5, 2006 at 6:12 pm
5Thank you, Adam.
Meanwhile, can we just have the Fed send us notification whether our getting a job will help or hurt the stock market, since the well-being of big-time investors is all that ultimately matters. Maybe there could even be a lottery system whereby if not enough people are unemployed to hold down inflation (in the eyes of investors - reality is secondary), there would be an unbiased system whereby the requisite number of people could be dis-employed.
cooper
May 5, 2006 at 7:07 pm
6Oh, good! A post about Wall Street, the Fed, inflation, interest rates, and macro-economics. I’d love to wade right in with a plethora of pithy observations, but I’ve got to cut the grass, vacuum my wife’s van and clean up a hairball my cat left on the patio (that or a small vole - often hard to tell the difference). Ciao.
SeattleDan
May 5, 2006 at 8:26 pm
7Oh,coop,you ‘fraidy cat. It’s really quite simple.
See,some level unemployment=good! A large available labor market=low wages=good!Low wages=more money for rich people to invest=good!Or more money for rich people to spend=more yacht and more luxury item sales=good!
David
May 6, 2006 at 5:19 am
8Damn, where did my Thank you, Adam post go. I think I even had a pithy comment (kind of like my basketball friend who thought he was always open). I do think the callousness of the market’s take on the place of workers, especially its enthusiasm for 1 in 20 not having a job because that is perceived as good for investors, deserves to be called into question, and I think Adam did it in a most engaging way. Kudos, dude.
cooper,
Ah, those Carolina voles brought in as presents by the cat. It’s so Carolina experience, or at least has been for me, and obviously is for you.
Down here, it’s liable to be a pygmy rattler, if the cat is on his or her game.
cooper
May 6, 2006 at 9:02 pm
9David, sounds like the cats in your neck of the woods, are more in tune with their primal inner self. Pygmy rattlesnakes, huh? Impressive. One would guess if the cat - for some reason - is off its game, that a life lesson is learned, perhaps a bit too late. Natural selection again at work, but don’t point this out to the ID’s. It only makes them surly.
Since our head-long dive into the dismal science of economics does not seem to be jauntily rolling downhill on its own, let me elaborate on a comment of yesterday regarding Porter Goss’ walking of the blank. David Corn has an article in The Nation that touches on some rather, shall we say, titillating speculation on the Duke Cunningham/Hookergate angle. Happy Days Are Here Again. Right-wingers are heading to the Pen again…
http://www.thenation.com/blogs/capitalgames?bid=3&pid=82113
Auros
May 7, 2006 at 3:41 am
10It’s also worth noting that if you are not a complete moron, and you will have already avoided having any money locked up in long-term bonds, because it was frickin’ obvious, back in ‘01 and ‘02, that interest rates had cratered to as low as they were going to get in the following decade. So, if you’re holding bonds, they should be short-term, in which case rising interest rates means you can roll over your short-term bonds into better, higher-rate bonds.
In other words, rising rates are bad news not for investors as a class, but specifically for stodgy, stupid, hidebound investors, who followed the dictate that long-term bonds are always a safer investment. Followed it right off a cliff.
dee
May 7, 2006 at 8:02 am
11Did Louis Rukeyser remember you in his will, Adam?
jack*
May 7, 2006 at 1:39 pm
12Too true, Auros. I recall, must have been just about 5-6 years ago, when rates were falling significantly waiting in line at my credit union. Some old loon was running around absolutely raving because the rate on long-term CDs was lower than the rate on short-term CDs. He just couldn’t wrap his head around that and thought it was some kind of conspiracy. It defied his expectation and he wouldn’t hear anything about “simple economics.” A bit like Greenspen, I suspect.
cooper
May 7, 2006 at 3:03 pm
13This just in from Reuters - “Bush says he would like to close Guantanamo” …but Mr. Cheney won’t let him.
Okay, the last part is a shameless lie, but it’s a rainy Sunday afternoon and I’m bored.
Lemuel
May 7, 2006 at 10:26 pm
14Dirt-Back(s)
Getting across the border turned out to be more of a chore than I anticipated. The guards at the “spa” took my wallet, so I had no ID. I had no money. Scrapes, wrist burns (from the tie-wraps on the way down in the steamer trunk) and a torn shirt didn’t help when I went to the border & started to throw around Mr. DeLay’s name, like the coin of the realm. The Federales were unimpressed – laughed, well actually, guffawed in my face, if you really want to know the truth - and suggested I catch-up on my current events regarding Tom DeLay.
With my legal routes across the border thwarted, I fell in with some of the least of the Mexicans. I walked 3 blocks away from the border crossing and was back in the Third World. I was getting very hungry; did I mention that I’m Vegan? Until you’ve walked in these zapatas, amigo, you have no idea how tough it is in that culture to stay true to the “V” movement. Being in Mexico triples the degree of difficulty. I found a burrito vendor down a dusty alley who traded me two bean burritos and a 2 liter bottle of Evian (these Mexicans are resourceful) for Mr. DeLay’s Rolex – did I mention that I struggle everyday with bouts of kleptomania? I wasn’t thinking clearly or I would have tried that swap with the border guards. The burritos were surprisingly tasty.
I again began to plot a way across the border. A rather pretty young lady named Katia tried to run a bump and lift on me, but since I had no wallet, she got pissed and tried to slap me. I caught her wrist and in doing so, she must have seen Mr. DeLay’s diamond cuff link (tssk!) in my shirtsleeve. She seemed to warm up to me then. She spoke very fluent English. I told her I needed to get across the border, she said she could help, that she was going across the border that night with some friends and for the cuff links, she’d take me along. This is how I met Jorge, Rocio and, believe or not, Xerxes – I think he’s part Aztec.
Oops! I’m timed out here at the internet café. More later.
Your pal, Lemuel
Linkmeister
May 7, 2006 at 10:38 pm
15Jack, when they insist on calling that phenomenon “inversion of the yield curve” it’s no wonder people’s eyes glaze over.
When I was first putting money into IRA CDs I was getting 16.25% for 3-year certs. Those were the days (1981).
hedera
May 8, 2006 at 12:51 am
16Probably it’s a good thing nobody told jackasterisk’s friend that an inverted yield curve, which is what he was raving about, often signals a recession…
I’ve been convinced since the 70’s, when everybody lost their shirts in all forms of debt (especially bond mutual funds) due to double digit inflation, that the only safe way to hold debt is either in a really short term fund, like a money market, or to pick bonds with a return rate you can stand for the term and hold them till they mature. Preferably no more than 5-6 years out.
cooper
May 8, 2006 at 7:27 am
17Seems that Mr. Goss is swimming through bloody water and the sharks are gathering. Announcing that one has quit the game and is no longer playing, does not put off the sharks. Sorry, Porter. Maybe swim faster?
http://www.truthout.org/docs_2006/050706A.shtml
Murray
May 8, 2006 at 12:46 pm
18Ow.Ow.Ow. Adam, now you made my brain hurt.
So what’s best for Wall street is what is worst for Main St. So what’s best for the rich is not the best for the poor? Hard to reconcile this.
Link, 16% return on CDs, “Those were the days” Not if you were borrowing money at 23% to start a business.
High interest rates or high inflation are either good or bad for you depending on where you stand. If you are a borrower (most of us) low interest rates and high inflation is good. If I have a 30 year mortgage at 6% and all of a sudden inflation raises things to 10%, everything around me raises, both income and expenses but not my mortgage. Now my house is worth a lot more and I get to pay back my loan with easy to get inflated dollars.
If I have a lot of money and loan it out (a lender) I want high interest rates and low inflation.
Most people are better off with a reasonable amount of inflation. The people with money are not. Guess which way the policy is shifted.
David
May 9, 2006 at 10:31 am
19cooper,
We have one cat who was off his game, but lucky enough to be pretty stout, and, we think, stuck his nose up against a very small pygmy rattler. Vet was able to treat him. He lives in the house now.
Best snakester goes back to my childhood. Friend gave us a young adult female named Hortense who immediately brought a 3 diamond back up to the steps for my mother’s approval.
Speaking of diamond backs, the angriest I ever made a rural friend was when I refused to stop the car so he could kill a 6-footer. We were up in the Ocala Forest. I said No, this is his/her home, not ours. He never really got over it.
Ann
May 9, 2006 at 5:35 pm
20I just had to find out what a pygmy rattler looks like, so I went to the Florida Museum of Natural History site. This is the kind of helpful info I love:
“[I]t is easy to distinguish between the harmless hognose snakes and the Pygmy Rattlesnake. The hognose snakes have upturned noses and round pupils….”
Yes, when confronted by a possibly venomous snake, check the shape of its nose and pupils.
Murray
May 9, 2006 at 9:58 pm
21Ann,
Hognoses are fun.
They are the only ones with upturned noses so they stand out.
They have this really cool shtick. When you challenge them, they hiss and pretend to strike (but never do) and when you persist, they roll over and pretend that they are dead. (something no self respecting snake would ever do). If you call their bluff by turning them back over, they will prove that they are dead by once again rolling upside down.
The hognose is one of the very few animals that is guaranteed not to bite you. (Think of all of the cute and cuddly animals you like - Chipmunks, Pandas, Rabbits, etc. -just don’t try this with them).
David
May 10, 2006 at 1:05 am
22Yeah, hognoses really are way cool. I don’t think you’d ever confuse a hognose with a pygmy rattler, Ann. You might assume that it was a holy terror while it was rared up and hissing. Actually, pygmies are not really dangerous except to small children and my utterly naive, youthfully neutered, permanently adolescent tomcat Junior. It’s not that their venom is any less powerful, it’s just that they are small and there isn’t much of it. A six foot diamondback, on the other hand…but they are good eating (they taste a lot like rattlesnake).
Ann
May 10, 2006 at 1:31 pm
23I’m getting confused about where everyone lives. The pygmy rattlers are in Florida, right? Murray, what’s the venomous snake situation where you are? ‘Cause I’ve got a little policy about avoiding them. I’m not afraid of snakes per se—just the whole painful-bite-lingering-death thing. Or even quick death. Call me a sissy.
The idea of a snake rolling over and playing dead is amusing, though—I don’t think snakes roll over when they ARE dead.
Landis
May 10, 2006 at 2:26 pm
24Ann, we should really have a map for home towns of frequent commenters (or is it commentators?). I have a feeling that we are fairly spread out with the exception of a massive blob of Felbernauts/Fanatical Apathists in the SF Bay Area (I’m formerly North Bay/Petaluma, now in Richmond).
Ann
May 10, 2006 at 4:43 pm
25OK, I know that SeattleDan, SeattleTammy, and I are in Seattle. Who else? (Adam, are you getting started on that map?)
Maximum Bob
May 10, 2006 at 10:14 pm
26I’m in the South Bay, but I deny being the massive blob to whom Landis is referring.
Landis
May 11, 2006 at 1:12 pm
27Actually I am a cartographer. I could make a map if we were really interested. But I think there’s some kind of web utilities out there that can be put on a web site that would do this for us. I forgot, who’s Adam’s personal web guru? Is she available?
MB - With a handle like ‘Maximum’ I think you might be sending mixed messages.
Maximum Bob
May 11, 2006 at 3:42 pm
28Landis, if I didn’t send mixed messages, I’d be mute.
Pete IVDL
May 11, 2006 at 4:52 pm
29Maybe you could stick virtual pins in a Google Earth webpage?
David
May 11, 2006 at 6:11 pm
30Pete IVDL,
That’s Virtual Marie Laveau’s job.
Murray
May 11, 2006 at 7:50 pm
31Ann, I can report that in the past 11 years no one has been bitten by a poisonous (or non poisonous) snake.
In the past several years our only injury was my confused mother who thought she could take on my driveway in what amounted to flip flops.
hedera
May 11, 2006 at 11:13 pm
32Speaking from Oakland, California, I’ll claim to be part of the S.F. Bay contingent. Maybe those of us who can’t make it to Felberpalooza could do something here; not that we could match the location.
David
May 12, 2006 at 1:51 am
33hedera,
Someone could run naked through the People’s Park wearing only those incredible $2800 boots for which dee so thoughtfully provided a link, possibly as a 21st century Bettie Page.
hedera
May 13, 2006 at 10:57 pm
34Yes, David, but that’s Berkeley - no one would notice, except perhaps to try to steal the boots.
Speaking of Berkeley and People’s Park: bad news, brothers and sisters. The day after its 50th anniversary, Cody’s Telegraph Avenue bookstore will close forever. SeattleDan probably already knows this. Can’t compete with Amazon and the chains. A sad day. There will still be Cody’s in S.F. and on 4th Street in Berkeley; but the Telegraph store is more than an institution, it’s an icon.
David
May 17, 2006 at 11:08 am
35Hadn’t thought about that reality, hedera. Oh, well, I’ll just enjoy the clip in my imagination.
Sorry to hear about Cody’s Telegraph Avenue Bookstore. A smallish, somewhat independent bookstore/coffee and conversation outpost near where Jack Kerouac stayed when he was in Orlando recently closed. The area is going upscale condo (translation, unfortunately, to financially rewarding hell in a handbasket).