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	<title>Comments on: Not in the Lobby, Not Even in the Vestibule</title>
	<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/</link>
	<description>America's favorite blog</description>
	<pubDate>Thu, 08 Jan 2009 16:39:45 +0000</pubDate>
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		<title>by: Laila Sultan</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-12173</link>
		<pubDate>Wed, 28 Dec 2005 22:19:09 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-12173</guid>
					<description>URGENT    URGENT   URGENT!!!!!!!!!!!!!!!!!!!!!!!!

 My heart goes to the people who have been ripped off by Bank Of America and their Employees                     

I can not explain in right words what Bank of America has done to me 
They have ruined my life; this Bank is full of CIRMINALS. Employees are looting, and those! BIG SHOTS are just watching and doing nothing.
We the people who put our trust in them to protect our valuables.
“WHAT A SHAME” Please raise your voice and join me. I will be holding Press Conference within two weeks. Send me your Email for the date and time.

Please go to my website for details regarding Bank of America!!!!!!!!!

www.bankofamericaextortioninsidejob.com
lailasltn@yahoo.com

Thank You</description>
		<content:encoded><![CDATA[<p>URGENT    URGENT   URGENT!!!!!!!!!!!!!!!!!!!!!!!!</p>
<p> My heart goes to the people who have been ripped off by Bank Of America and their Employees                     </p>
<p>I can not explain in right words what Bank of America has done to me<br />
They have ruined my life; this Bank is full of CIRMINALS. Employees are looting, and those! BIG SHOTS are just watching and doing nothing.<br />
We the people who put our trust in them to protect our valuables.<br />
“WHAT A SHAME” Please raise your voice and join me. I will be holding Press Conference within two weeks. Send me your Email for the date and time.</p>
<p>Please go to my website for details regarding Bank of America!!!!!!!!!</p>
<p><a href="http://www.bankofamericaextortioninsidejob.com" rel="nofollow">www.bankofamericaextortioninsidejob.com</a><br />
<a href="mailto:lailasltn@yahoo.com">lailasltn@yahoo.com</a></p>
<p>Thank You
</p>
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		<title>by: Dave</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7418</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7418</guid>
					<description>Excellent!  extremely excellent post! 

Here's something ironic.  I was reading an article about the bankruptcy bill yesterday, and came across this little fact:
States with the highest bankruptcy rates:
Utah
Tennessee
Georgia
Nevada
Indiana
Alabama
Arkansas
Ohio
Mississippi
Idaho
I hope they enjoy what they're gonna get!</description>
		<content:encoded><![CDATA[<p>Excellent!  extremely excellent post! </p>
<p>Here&#8217;s something ironic.  I was reading an article about the bankruptcy bill yesterday, and came across this little fact:<br />
States with the highest bankruptcy rates:<br />
Utah<br />
Tennessee<br />
Georgia<br />
Nevada<br />
Indiana<br />
Alabama<br />
Arkansas<br />
Ohio<br />
Mississippi<br />
Idaho<br />
I hope they enjoy what they&#8217;re gonna get!
</p>
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		<title>by: Deno the Untergeek</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7419</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7419</guid>
					<description>Disgustingly dead-on Adam!  I know in Germany the unions are trying (or at least were) to get a 30-hour work week.  30 hours!  The audacity!</description>
		<content:encoded><![CDATA[<p>Disgustingly dead-on Adam!  I know in Germany the unions are trying (or at least were) to get a 30-hour work week.  30 hours!  The audacity!
</p>
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		<title>by: sly</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7420</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7420</guid>
					<description>What, no Florida?</description>
		<content:encoded><![CDATA[<p>What, no Florida?
</p>
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		<title>by: Tiffany</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7421</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7421</guid>
					<description>I can't tell you how nice moving elsewhere sounds....</description>
		<content:encoded><![CDATA[<p>I can&#8217;t tell you how nice moving elsewhere sounds&#8230;.
</p>
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		<title>by: ABM</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7422</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7422</guid>
					<description>When I first heard this story it was also accompanied with the fact that during the time the Congress has been considering this (what 3 or 4 years now?) those noble lawmakers have raised their own salaries seven (7!!!) times.  Now THAT just blows my mind.</description>
		<content:encoded><![CDATA[<p>When I first heard this story it was also accompanied with the fact that during the time the Congress has been considering this (what 3 or 4 years now?) those noble lawmakers have raised their own salaries seven (7!!!) times.  Now THAT just blows my mind.
</p>
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		<title>by: Matt</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7423</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7423</guid>
					<description>So what are we objecting to?  This:  "those with income above the state's median income who can pay at least $6,000 over five years -- $100 a month -- would be forced into Chapter 13, where a judge would then order a repayment plan"?  Or "divorced or separated fathers avoiding child support, and multimillionaires -- often celebrities -- who buy mansions in states with liberal homestead exemptions to shelter assets from creditors"?  Or "from 3.5 percent to 20 percent of those who currently dissolve their debts in bankruptcy -- would be disqualified from doing so".
Sounds like the low-income folks won't be affected.  Or anyone willing to part with their assets.</description>
		<content:encoded><![CDATA[<p>So what are we objecting to?  This:  &#8220;those with income above the state&#8217;s median income who can pay at least $6,000 over five years &#8212; $100 a month &#8212; would be forced into Chapter 13, where a judge would then order a repayment plan&#8221;?  Or &#8220;divorced or separated fathers avoiding child support, and multimillionaires &#8212; often celebrities &#8212; who buy mansions in states with liberal homestead exemptions to shelter assets from creditors&#8221;?  Or &#8220;from 3.5 percent to 20 percent of those who currently dissolve their debts in bankruptcy &#8212; would be disqualified from doing so&#8221;.<br />
Sounds like the low-income folks won&#8217;t be affected.  Or anyone willing to part with their assets.
</p>
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		<title>by: Matt</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7424</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7424</guid>
					<description>On the other hand, I can't understand why we can't raise the minimum wage.  Nine years since last change!</description>
		<content:encoded><![CDATA[<p>On the other hand, I can&#8217;t understand why we can&#8217;t raise the minimum wage.  Nine years since last change!
</p>
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		<title>by: Jerry</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7425</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7425</guid>
					<description>Dave: Just a note:
&lt;a href="http://www.lectlaw.com/files/ban02.htm"&gt;*reference*&lt;/a&gt;
Utah, the legal rate of interest is 10%. Judgments bear interest at
the rate of 12%, or a lawfully agreed upon rate. There are floating
rates prescribed for consumer transactions.

Tennessee,the legal rate and judgment rate of interest is 10%. The
general usury limit is 24%, or four points above the average prime loan rate, WHICHEVER IS LESS

Georgia the legal rate of interest is 7%; On loans below $ 3,000 the usury limit is 16%

Nevada the legal rate of interest is 12%; there is no usury limit

Indiana the legal rate of interest is 10%. Presently there is no usury limit

Alabama the legal rate of interest is 6%; the general usury limit is 8%

Arkansas for consumers the general usury limit is 17%

Ohio no info

Mississippi the legal and judgment rate of nterest is 9%

Idaho the legal rate of interest is 12%

&lt;i&gt;"&lt;a href="http://money.cnn.com/2005/03/08/pf/debt/informa_rates/index.htm"&gt;*interest rates*&lt;/a&gt; on  credit cards ranged from a low of 4.00 percent to a high of 23.99 percent"&lt;/i&gt; June 2004 and &lt;i&gt;"Reward, or incentive-based, credit cards rose to a 12.38 percent average, up from 12.27 percent last week, with a range of 7.4 percent to 17.49 percent"&lt;/i&gt; today.

I know there is some loophole that exempts credit card companies from laws that govern other lenders...but it is beyond me. Can anyone explain this? And can anyone explain the the mealy-mouthed hypochristians who think people impoverished by age, disease, or being called up for two years service in Iraq so they don't have the income they did when they incurred their debt, should lose everything they own?!?!</description>
		<content:encoded><![CDATA[<p>Dave: Just a note:<br />
<a href="http://www.lectlaw.com/files/ban02.htm">*reference*</a><br />
Utah, the legal rate of interest is 10%. Judgments bear interest at<br />
the rate of 12%, or a lawfully agreed upon rate. There are floating<br />
rates prescribed for consumer transactions.</p>
<p>Tennessee,the legal rate and judgment rate of interest is 10%. The<br />
general usury limit is 24%, or four points above the average prime loan rate, WHICHEVER IS LESS</p>
<p>Georgia the legal rate of interest is 7%; On loans below $ 3,000 the usury limit is 16%</p>
<p>Nevada the legal rate of interest is 12%; there is no usury limit</p>
<p>Indiana the legal rate of interest is 10%. Presently there is no usury limit</p>
<p>Alabama the legal rate of interest is 6%; the general usury limit is 8%</p>
<p>Arkansas for consumers the general usury limit is 17%</p>
<p>Ohio no info</p>
<p>Mississippi the legal and judgment rate of nterest is 9%</p>
<p>Idaho the legal rate of interest is 12%</p>
<p><i>&#8220;<a href="http://money.cnn.com/2005/03/08/pf/debt/informa_rates/index.htm">*interest rates*</a> on  credit cards ranged from a low of 4.00 percent to a high of 23.99 percent&#8221;</i> June 2004 and <i>&#8220;Reward, or incentive-based, credit cards rose to a 12.38 percent average, up from 12.27 percent last week, with a range of 7.4 percent to 17.49 percent&#8221;</i> today.</p>
<p>I know there is some loophole that exempts credit card companies from laws that govern other lenders&#8230;but it is beyond me. Can anyone explain this? And can anyone explain the the mealy-mouthed hypochristians who think people impoverished by age, disease, or being called up for two years service in Iraq so they don&#8217;t have the income they did when they incurred their debt, should lose everything they own?!?!
</p>
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		<title>by: dhelg</title>
		<link>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7426</link>
		<pubDate>Tue, 30 Nov 1999 00:00:00 +0000</pubDate>
		<guid>http://fanaticalapathy.com/2005/03/10/not-in-the-lobby-not-even-in-the-vestibule/#comment-7426</guid>
					<description>This would be more appropriately called the "Deforestation of America Act."  You think you get credit card offers now...just wait, the mailboxes will be overflowing with paper now that the credit card companies can hold your feet to the fire for five years no matter the reason (like the more than half of bankruptcies caused by medical bills, or another large portion caused by divorce).</description>
		<content:encoded><![CDATA[<p>This would be more appropriately called the &#8220;Deforestation of America Act.&#8221;  You think you get credit card offers now&#8230;just wait, the mailboxes will be overflowing with paper now that the credit card companies can hold your feet to the fire for five years no matter the reason (like the more than half of bankruptcies caused by medical bills, or another large portion caused by divorce).
</p>
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